State Health Insurance Resources

New Jersey (NJ)

Find help with health insurance problems, appeal denials, and access assistance programs in New Jersey.

New Jersey Department of Banking and Insurance

Your state insurance department can help you understand your rights, file complaints against insurers, and access external review processes.

Consumer Hotline: 800-446-7467
File a Complaint: File a complaint online

Consumer Assistance Programs

Free programs that can help you understand your health coverage options and resolve insurance problems.

Consumer Assistance
NJ Department of Banking and Insurance Consumer Services

Phone: 800-446-7467

Visit Website
SHIP (Medicare Assistance)
State Health Insurance Assistance Program (SHIP)

Phone: 800-792-8820

Visit Website

Medicaid Resources

NJ Division of Medical Assistance and Health Services (NJ FamilyCare)
Medicaid Ombudsman

NJ FamilyCare Member Services

Phone: 800-701-0710

Learn More

External Review Available

New Jersey offers an independent external review process for health insurance denials. This is a free or low-cost way to have your denial reviewed by an independent third party.

Learn About External Review

Additional Resources

Other organizations that may be able to help with health coverage issues.

Legal Services of New Jersey

Free legal services for low-income New Jersey residents

Need Help With a Health Insurance Denial?

Our free AI-powered tool can help you generate a compelling appeal letter in minutes.

Disclaimer: The information on this page is provided for informational purposes only and may not be current. Contact information and program details change frequently. Please verify current details directly with each organization. Fight Health Insurance is not affiliated with any government agency or the organizations listed on this page. This is not legal advice.