Know Your Coverage

Understand My Policy

Upload your insurance policy document and our AI will help you understand what's covered, what's excluded, and find useful clauses for appeals.

Upload Your Policy Document

Tip: Upload your Summary of Benefits and Coverage (SBC) or Medical Policy document. These are typically available from your insurance company's website or your HR department.

Document Type*

Select the type of document you're uploading.

Policy Document*

Upload your document (PDF, DOCX, or TXT — max 20MB).

Training use: Your document will be stored encrypted and may be used in de-identified form to train and improve our AI models, helping us better assist patients fighting insurance denials.

What Type of Plan Is This?*

Knowing your plan type helps us identify the right regulator and appeal rights. Your plan type affects who oversees your appeals:

ERISA employer plans → Dept. of Labor • ACA Marketplace → HHS / State Insurance Dept. • Medicare → CMS • Medicaid/CHIP → State Medicaid Agency • Not sure? Select "I'm Not Sure" and we'll try to determine it from your document.

Your Question (Optional)

Have a specific question? Enter it here and we'll pay special attention to finding relevant information.

Your Information

This form is submitted to our server. Your email is hashed to associate your documents with your session. Your policy document is stored encrypted. If you opt in to the mailing list, your name and email are stored to send updates. We do not sell or share your personal information. Uploaded documents may be used in de-identified form to improve our AI models and help other patients fight denials.

First Name*

Last Name*

Email*

Terms & Agreements

I agree to the Terms of Service. I understand this analysis is for informational purposes only and is not legal or professional advice. I understand that my uploaded policy document may be used in de-identified form to train and improve Fight Health Insurance's AI models.*

I have read and understand the Privacy Policy.*

I wish to subscribe for updates and news from Fight Health Insurance.

What Our AI Will Find For You

Coverage (Inclusions)

Identify what treatments, procedures, and services are covered by your plan.

Exclusions

Find what's explicitly not covered and understand the limitations.

Appeal-Relevant Clauses

Locate deadlines, procedures, and medical necessity definitions for appeals.

Quotable Sections

Get exact quotes with page numbers that you can use in appeal letters.

Important Disclaimer: This AI analysis is provided for informational purposes only and is not legal or professional advice. Insurance policies are complex documents, and this analysis may not capture all nuances. For definitive interpretations, contact your insurance company directly or consult with a qualified professional.