Retrospective Review

Retrospective review is when a plan evaluates whether care was appropriate after it has already been delivered, which can lead to a claim being denied after the fact. It differs from prior authorization, which happens before care, and concurrent review, which happens during it. A retrospective denial is appealable, often with the clinical records that justified the treatment at the time.

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Disclaimer: This definition is provided for general educational purposes only and is not legal, medical, or insurance advice. Insurance rules, deadlines, and terminology vary by plan, state, and over time. Always check your own plan documents and confirm current details before acting.